The police officer sat in his ghost car for a few moments before getting out, letting me wonder why he stopped me. I knew I wasn’t speeding, and that made me worried.
This was yesterday.
Over the last 48 hours I’ve been pummeled with what I can only take to be clear messages to get my shit together in certain areas of my life. I’m not sure I’m a believer that these kinds of jarring events are signs from above, but maybe it doesn’t matter — it makes sense to treat them like they are.
Turns out my license and auto insurance expired three weeks ago. A cop in an unmarked car spotted my outdated tag and pulled me over. He gave me two pink forms entitled “You have been charged with an offense”, saying that I have to appear before a magistrate in a few months to receive my fines.
As I was staring at the forms, sighing over however many hundreds of dollars they will ultimately cost me, he said, “Always better to find out this way.”
I’ve never let my insurance lapse before, though I have come close. I always get a reminder in the mail at the end of the year from Public Insurance, and I guess I had come to count on that letter to make sure I remembered to fulfill this extremely important responsibility. Of mine.
When I checked my “Automobile” file at home, it turns out I had received it in December, but I mistook it for an informational letter about minor changes to the insurance price structure, even though it clearly said “RENEWAL NOTICE” at the top, and IT’S TIME TO VISIT YOUR INSURANCE AGENT somewhere in the middle. So I never acted on it, just filed it for reference.
I only got pulled over because I was in the middle of trying to make up for another stupid oversight on my part. I was hurrying home at lunch to try to track down my landlady, because it happened to be the last possible day to renew my lease. If I didn’t have my form filled out and handed in by today, I could lose my apartment. They gave me the form in mid-December. Interestingly it was dated the same day as the insurance renewal notice. Read More









I'm David and Raptitude is a street-level look at the human experience -- what makes human beings do what they do, and what that means in real life.
I write about how to make sense of the earth's most ridiculous animal, how to get better at being one of them, and how only those two things can save the world. 
Not telling you what to write, just communicating my disappointment. It's obvious I'm not the only one. Comments are usually unanimous in support. Not with this article. You wouldn't be so defensive if you didn't doubt the article yourself. Just saying.